Credit card

The credit card is a permanent line of credit, based on which you always have money at hand, so you can use it whenever you want, in Romania and in the entire world.

Destination:

  • shopping at merchants in the country and abroad
  • cash withdrawal (not recommended, involves costs)
  • money transfer

Characteristics:

  • approved limit, depending on income and type of credit card
  • grace period for shopping
  • zero interest, during the grace period
  • increased security, through the 3D Secure service
  • 2 years validity
  • emergency cash withdrawals (if your card has been stolen, you have a phone number where you can request a cash withdrawal)
  • emergency medical transport
  • medical repatriation

Etapele dosarului tău de credit

1

Offer presentation:

  • You: come to us, give us details about the desired loan, your income, other rates
  • We: make calculations, we present you the most advantageous loaning solutions suitable for you, we answer all your questions related to offers. Ready! You have chosen and we are moving on.
  • The file: together we prepare the necessary documents for your file; we provide you a list of the documents needed from the employer, we fill in the bank forms together and we give you an estimate of the time required for each stage of the file.
2

Financial analysis of the file:

  • We: send the file for analysis, we support your file so that you receive quick approval, without adjustments; it is important to know that: we inform you as soon as campaigns with more advantageous costs appear at the partner banks
  • The bank: approves your credit file or not
3

Signing the contract:

  • We: we inform you that your loan has been approved and together with you and the bank, we schedule a date and hour to sign the loan agreement
  • You: allocate time for signing the contract with the bank, on the set date and time; after that you receive the credit card

Vrem sa tinem legatura. Primesti notificari cu oferte personalizate, mereu in avantajul tau!

Da, vreau