About

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About Us

My name is Elena Toma and I started the financial intermediation activity in 2006 and after 8 years in the field I decided that the experience I gained as an employee in banks and brokerage companies qualifies me for the next step.

Thus, in 2014, I made the change from employee to entrepreneur. APP (Authorized Physical Person) Toma Elena signed a franchise agreement with the broker AVBS Credit, thus becoming a Broker-Partner of AVBS Credit, with more than 30 Banks and Non-Bank Financial Institutions in its portfolio and as many crediting possibilities.

Our brokerage and administration services for your credit file cover all types of credit for individuals and legal entities.

Professional services
Customer benefits

Professional brokerage and administration services:

We are brokers authorized by the NACP (National Authority for Consumer Protection), which comply with the conditions established by GEO 52 / 20.09.2016
Our brokerage services are FREE for you, they are paid by the Bank where you will sign the loan agreement, without additional costs
We know the banking procedures in detail
We use our expertise in loan intermediation, accumulated over 14+ years, in your interest: so that you obtain an advantageous loan

Customer benefits:

We simplify the loaning process for you
Over 800 customers satisfied with the loan obtained with our help
We work with the most important Banks and Non-Bank financial
We can negotiate preferential interest rates and costs for you

You don’t have enough time to make an analysis yourself?

We do! We offer advantageous expertise and financial solutions;

Do you have doubts about bank costs?

We know where to find the lowest ones;

You don't know the steps to follow?

We bring you information about the whole loaning process, every step, every cost, so that you can obtain the most advantageous loan.